How To Appraisal A Roof

The appraisal process as it applies to hail and wind damage to roofs typically begins after the original adjuster has rendered a decision that the homeowner does not agree with.

How to appraisal a roof.

Replacing a roof falls into the realm of preventative maintenance. Once the roof fails to protect a home from water damage repair costs can mount to include interior damage. Let s say that a home is damaged by a hailstorm. During a roof appraisal both parts are inspected for.

It s the appraisal clause sometimes referred to as the appraisal provision. The disputes may be about damage to buildings or property in this example about hail roof damage. According to the zillow group consumer housing trends report 2018 18 of sellers reported replacing or repairing their roof before selling. A roof replacement is expensive so make sure you really do need a new roof.

The appraisal provision allows the policyholder to hire an independent appraiser to determine the value of their damages. According to mack strickland an appraiser in chester virginia a home that demonstrates a lack of preventative maintenance can lose 10 percent of its value. Appraisal is a clause within most homeowner s insurance policies that allows a process to settle disputes. On occasion the insurance companies are unwilling to pay the present day fair market value for the roof replacements.

Age of roof they say the roof has to be in good condition says veteran appraiser charles argianas president and founder of argianas associates. I don t know any appraisers that open the window and climb out to the roof but they ll assume that a roof has a 20 year life. When this happens the insured has the right to invoke the insurance appraisal process. If you do decide to move forward you ll be in good company.